X Financial
XYF · NYSE
12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | |
|---|---|---|---|---|
| Operating Activities | – | – | – | – |
| Net Income | $1,540 | $1,187 | $812 | $825 |
| Dep. & Amort. | $7 | $5 | $7 | $8 |
| Deferred Tax | -$27 | -$18 | $196 | $333 |
| Stock-Based Comp. | $40 | $43 | $54 | $88 |
| Change in WC | -$428 | -$634 | -$985 | -$1,165 |
| Other Non-Cash | $392 | $231 | $240 | $359 |
| Operating Cash Flow | $1,523 | $814 | $323 | $449 |
| Investing Activities | – | – | – | – |
| PP&E Inv. | -$14 | -$8 | -$6 | -$3 |
| Net Acquisitions | $0 | $0 | $0 | $0 |
| Inv. Purchases | -$149 | -$424 | -$91 | -$428 |
| Inv. Sales/Matur. | $391 | $0 | $7 | $76 |
| Other Inv. Act. | -$106 | -$674 | -$824 | -$1,993 |
| Investing Cash Flow | $122 | -$1,106 | -$913 | -$2,348 |
| Financing Activities | – | – | – | – |
| Debt Repay. | -$237 | $495 | -$96 | $18 |
| Stock Issued | $0 | $0 | $0 | $0 |
| Stock Repurch. | -$182 | -$25 | -$147 | $0 |
| Dividends Paid | -$117 | -$58 | $0 | $0 |
| Other Fin. Act. | -$1,400 | $816 | $819 | $1,284 |
| Financing Cash Flow | -$1,935 | $1,227 | $576 | $1,301 |
| Forex Effect | $7 | $2 | $29 | -$9 |
| Net Chg. in Cash | -$283 | $938 | $15 | -$606 |
| Supplemental Information | – | – | – | – |
| Beg. Cash | $1,945 | $1,007 | $992 | $1,599 |
| End Cash | $1,662 | $1,945 | $1,007 | $992 |
| Free Cash Flow | $1,509 | $806 | $317 | $447 |