X Financial
XYF · NYSE
12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | |
|---|---|---|---|---|
| Valuation | ||||
| PEG Ratio | 0.06 | 0.02 | 0.57 | -0.00 |
| FCF Yield | 51.56% | 62.71% | 28.82% | 42.56% |
| EV / EBITDA | 0.09 | -0.70 | -0.97 | -0.71 |
| Quality | ||||
| ROIC | 13.00% | 10.64% | 9.60% | 11.47% |
| Gross Margin | 66.62% | 48.76% | 56.92% | 90.41% |
| Cash Conversion Ratio | 0.99 | 0.69 | 0.40 | 0.54 |
| Growth | ||||
| Revenue 3-Year CAGR | 36.22% | 29.42% | – | 5.75% |
| Free Cash Flow Growth | 87.32% | 154.44% | -29.09% | 165.23% |
| Safety | ||||
| Net Debt / EBITDA | -0.70 | -1.57 | -1.87 | -1.59 |
| Interest Coverage | 1.18 | 1.07 | 1.46 | 0.00 |
| Efficiency | ||||
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 |
| Cash Conversion Cycle | 79.22 | 148.47 | 117.29 | -7.82 |