X Financial
XYF · NYSE
9/30/2025 | 6/30/2025 | 3/31/2025 | 12/31/2024 | |
|---|---|---|---|---|
| Valuation | ||||
| PEG Ratio | -0.03 | 0.03 | 0.08 | 0.40 |
| FCF Yield | 0.00% | 0.00% | 0.00% | 0.00% |
| EV / EBITDA | 0.29 | -3.03 | 3.80 | 0.52 |
| Quality | ||||
| ROIC | 2.43% | 4.04% | 3.68% | 3.09% |
| Gross Margin | 68.05% | 40.66% | 41.77% | 43.46% |
| Cash Conversion Ratio | – | – | – | – |
| Growth | ||||
| Revenue 3-Year CAGR | 29.45% | 33.35% | 38.37% | 38.05% |
| Free Cash Flow Growth | 0.00% | 0.00% | 0.00% | 0.00% |
| Safety | ||||
| Net Debt / EBITDA | -0.27 | -4.34 | -5.24 | -5.30 |
| Interest Coverage | 0.00 | 0.88 | 0.78 | 0.97 |
| Efficiency | ||||
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 |
| Cash Conversion Cycle | 140.70 | 161.73 | 149.54 | 116.23 |