Upstart Holdings, Inc.
UPST · NASDAQ
12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | |
|---|---|---|---|---|
| Revenue | $677 | $548 | $853 | $850 |
| % Growth | 23.6% | -35.8% | 0.4% | – |
| Cost of Goods Sold | $48 | $40 | $16 | $3 |
| Gross Profit | $629 | $508 | $838 | $847 |
| % Margin | 92.9% | 92.8% | 98.2% | 99.6% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $389 | $363 | $373 | $239 |
| SG&A Expenses | $556 | $490 | $719 | $572 |
| Sales & Mktg Exp. | $167 | $127 | $346 | $333 |
| Other Operating Expenses | $201 | $258 | $228 | $140 |
| Operating Expenses | $757 | $748 | $947 | $713 |
| Operating Income | -$128 | -$240 | -$109 | $134 |
| % Margin | -19% | -43.8% | -12.8% | 15.7% |
| Other Income/Exp. Net | $0 | $0 | $0 | $0 |
| Pre-Tax Income | -$128 | -$240 | -$109 | $134 |
| Tax Expense | $0 | $0 | -$0 | -$2 |
| Net Income | -$129 | -$240 | -$109 | $135 |
| % Margin | -19% | -43.8% | -12.7% | 15.9% |
| EPS | -1.44 | -2.87 | -1.31 | 1.73 |
| % Growth | 49.8% | -119.1% | -175.7% | – |
| EPS Diluted | -1.44 | -2.87 | -1.31 | 1.43 |
| Weighted Avg Shares Out | 89 | 84 | 83 | 78 |
| Weighted Avg Shares Out Dil | 89 | 84 | 83 | 95 |
| Supplemental Information | – | – | – | – |
| Interest Income | $186 | $169 | $106 | $21 |
| Interest Expense | $48 | $35 | $11 | $3 |
| Depreciation & Amortization | $21 | $25 | $14 | $8 |
| EBITDA | -$108 | -$215 | -$96 | $141 |
| % Margin | -15.9% | -39.3% | -11.2% | 16.6% |