Upstart Holdings, Inc.
UPST · NASDAQ
12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | |
|---|---|---|---|---|
| Operating Activities | – | – | – | – |
| Net Income | -$129 | -$240 | -$109 | $135 |
| Dep. & Amort. | $21 | $25 | $14 | $8 |
| Deferred Tax | $0 | $0 | $0 | $0 |
| Stock-Based Comp. | $133 | $0 | $126 | $73 |
| Change in WC | $61 | -$341 | -$22 | $55 |
| Other Non-Cash | $99 | $395 | -$684 | -$103 |
| Operating Cash Flow | $186 | -$160 | -$675 | $168 |
| Investing Activities | – | – | – | – |
| PP&E Inv. | -$1 | -$12 | -$23 | -$8 |
| Net Acquisitions | $0 | -$57 | -$17 | -$17 |
| Inv. Purchases | -$63 | -$157 | -$1 | -$40 |
| Inv. Sales/Matur. | $0 | $103 | $14 | $0 |
| Other Inv. Act. | -$174 | $4 | -$87 | -$79 |
| Investing Cash Flow | -$238 | -$118 | -$114 | -$144 |
| Financing Activities | – | – | – | – |
| Debt Repay. | $563 | $28 | $288 | $647 |
| Stock Issued | $0 | $178 | $0 | $264 |
| Stock Repurch. | -$0 | $0 | -$178 | $0 |
| Dividends Paid | $0 | $0 | $0 | $0 |
| Other Fin. Act. | -$3 | $8 | $20 | -$56 |
| Financing Cash Flow | $560 | $214 | $130 | $855 |
| Forex Effect | $0 | $0 | $0 | $0 |
| Net Chg. in Cash | $508 | -$65 | -$659 | $880 |
| Supplemental Information | – | – | – | – |
| Beg. Cash | $468 | $532 | $1,191 | $311 |
| End Cash | $976 | $468 | $532 | $1,191 |
| Free Cash Flow | $185 | -$162 | -$698 | $153 |