SmartFinancial, Inc.
SMBK · NASDAQ
12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | |
|---|---|---|---|---|
| Revenue | $285 | $240 | $187 | $149 |
| % Growth | 18.7% | 28.8% | 25% | – |
| Cost of Goods Sold | $119 | $91 | $25 | $13 |
| Gross Profit | $166 | $149 | $161 | $136 |
| % Margin | 58.3% | 62.1% | 86.4% | 91% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $75 | $69 | $66 | $53 |
| SG&A Expenses | $77 | $70 | $67 | $54 |
| Sales & Mktg Exp. | $1 | $1 | $1 | $1 |
| Other Operating Expenses | $44 | $43 | $39 | $37 |
| Operating Expenses | $121 | $113 | $106 | $91 |
| Operating Income | $45 | $36 | $55 | $44 |
| % Margin | 15.9% | 15.1% | 29.4% | 29.7% |
| Other Income/Exp. Net | $0 | $0 | $0 | $0 |
| Pre-Tax Income | $45 | $36 | $55 | $44 |
| Tax Expense | $9 | $8 | $12 | $10 |
| Net Income | $36 | $29 | $43 | $35 |
| % Margin | 12.7% | 11.9% | 23.1% | 23.3% |
| EPS | 2.16 | 1.7 | 2.57 | 2.23 |
| % Growth | 27.1% | -33.9% | 15.2% | – |
| EPS Diluted | 2.14 | 1.69 | 2.55 | 2.22 |
| Weighted Avg Shares Out | 17 | 17 | 17 | 16 |
| Weighted Avg Shares Out Dil | 17 | 17 | 17 | 16 |
| Supplemental Information | – | – | – | – |
| Interest Income | $251 | $218 | $159 | $125 |
| Interest Expense | $114 | $88 | $21 | $12 |
| Depreciation & Amortization | $11 | $13 | $13 | $9 |
| EBITDA | $57 | $50 | $68 | $53 |
| % Margin | 19.9% | 20.7% | 36.2% | 35.7% |