Pathfinder Bancorp, Inc.

PBHC · NASDAQ
Analyze with AI
9/30/2025
6/30/2025
3/31/2025
12/31/2024
Valuation
PEG Ratio-0.00-5.95-0.22-0.03
FCF Yield10.58%-5.43%6.48%-3.74%
EV / EBITDA13.98337.7327.2931.53
Quality
ROIC0.13%0.00%1.29%1.95%
Gross Margin4,218.75%45.85%58.88%51.23%
Cash Conversion Ratio11.26-120.551.92-0.68
Growth
Revenue 3-Year CAGR-5.18%7.91%11.68%13.99%
Free Cash Flow Growth299.67%-178.28%263.44%-161.17%
Safety
Net Debt / EBITDA7.46205.249.4817.62
Interest Coverage0.040.000.460.63
Efficiency
Inventory Turnover0.000.000.000.00
Cash Conversion Cycle-166,193.2527.4520.4824.95