Pathfinder Bancorp, Inc.
PBHC · NASDAQ
12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | |
|---|---|---|---|---|
| Valuation | ||||
| PEG Ratio | -0.44 | -0.24 | 2.33 | 0.08 |
| FCF Yield | 2.70% | 20.66% | 18.94% | 24.64% |
| EV / EBITDA | 32.57 | 17.38 | 12.48 | 8.35 |
| Quality | ||||
| ROIC | 1.79% | 2.74% | 4.76% | 5.41% |
| Gross Margin | 42.09% | 55.90% | 77.91% | 83.24% |
| Cash Conversion Ratio | 3.31 | 1.66 | 1.68 | 1.62 |
| Growth | ||||
| Revenue 3-Year CAGR | 13.99% | 12.06% | 5.31% | 3.63% |
| Free Cash Flow Growth | -78.64% | -18.51% | -12.77% | -58.19% |
| Safety | ||||
| Net Debt / EBITDA | 16.15 | 12.41 | 7.16 | 4.04 |
| Interest Coverage | 0.14 | 0.41 | 1.62 | 2.11 |
| Efficiency | ||||
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 |
| Cash Conversion Cycle | 25.96 | 11.16 | 11.36 | 27.81 |