NBT Bancorp Inc.
NBTB · NASDAQ
12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | |
|---|---|---|---|---|
| Revenue | $786 | $662 | $537 | $495 |
| % Growth | 18.7% | 23.3% | 8.5% | – |
| Cost of Goods Sold | $231 | $170 | $39 | $11 |
| Gross Profit | $555 | $493 | $498 | $484 |
| % Margin | 70.6% | 74.4% | 92.7% | 97.9% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $239 | $201 | $191 | $176 |
| SG&A Expenses | $243 | $204 | $194 | $178 |
| Sales & Mktg Exp. | $3 | $3 | $3 | $3 |
| Other Operating Expenses | $133 | $135 | $108 | $106 |
| Operating Expenses | $375 | $339 | $302 | $284 |
| Operating Income | $179 | $153 | $196 | $200 |
| % Margin | 22.8% | 23.2% | 36.5% | 40.4% |
| Other Income/Exp. Net | $0 | $0 | $0 | $0 |
| Pre-Tax Income | $179 | $153 | $196 | $200 |
| Tax Expense | $39 | $35 | $44 | $45 |
| Net Income | $141 | $119 | $152 | $155 |
| % Margin | 17.9% | 17.9% | 28.3% | 31.3% |
| EPS | 2.98 | 2.67 | 3.54 | 3.57 |
| % Growth | 11.6% | -24.6% | -0.8% | – |
| EPS Diluted | 2.96 | 2.65 | 3.52 | 3.54 |
| Weighted Avg Shares Out | 47 | 44 | 43 | 43 |
| Weighted Avg Shares Out Dil | 47 | 45 | 43 | 44 |
| Supplemental Information | – | – | – | – |
| Interest Income | $612 | $523 | $384 | $340 |
| Interest Expense | $212 | $145 | $22 | $19 |
| Depreciation & Amortization | $27 | $22 | $19 | $20 |
| EBITDA | $207 | $176 | $215 | $220 |
| % Margin | 26.3% | 26.5% | 40.1% | 44.4% |