NBT Bancorp Inc.
NBTB · NASDAQ
12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | |
|---|---|---|---|---|
| Operating Activities | – | – | – | – |
| Net Income | $141 | $119 | $152 | $155 |
| Dep. & Amort. | $27 | $22 | $19 | $13 |
| Deferred Tax | $9 | $6 | -$20 | $0 |
| Stock-Based Comp. | $6 | $5 | $5 | $4 |
| Change in WC | $1 | -$28 | $12 | -$12 |
| Other Non-Cash | $5 | $33 | $16 | -$1 |
| Operating Cash Flow | $189 | $157 | $183 | $159 |
| Investing Activities | – | – | – | – |
| PP&E Inv. | -$12 | -$9 | -$7 | -$8 |
| Net Acquisitions | -$1 | $45 | -$3 | -$2 |
| Inv. Purchases | -$376 | -$88 | -$631 | -$1,075 |
| Inv. Sales/Matur. | $314 | $342 | $391 | $578 |
| Other Inv. Act. | -$324 | -$333 | -$677 | -$41 |
| Investing Cash Flow | -$399 | -$44 | -$926 | -$548 |
| Financing Activities | – | – | – | – |
| Debt Repay. | -$224 | -$207 | $476 | -$96 |
| Stock Issued | $0 | $0 | $0 | $0 |
| Stock Repurch. | -$0 | -$5 | -$15 | -$22 |
| Dividends Paid | -$62 | -$56 | -$50 | -$48 |
| Other Fin. Act. | $576 | $162 | -$740 | $1,150 |
| Financing Cash Flow | $289 | -$105 | -$329 | $985 |
| Forex Effect | $0 | $0 | $0 | $0 |
| Net Chg. in Cash | $79 | $8 | -$1,072 | $596 |
| Supplemental Information | – | – | – | – |
| Beg. Cash | $205 | $197 | $1,269 | $673 |
| End Cash | $284 | $205 | $197 | $1,269 |
| Free Cash Flow | $177 | $148 | $176 | $151 |