FinWise Bancorp
FINW · NASDAQ
12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | |
|---|---|---|---|---|
| Revenue | $97 | $87 | $90 | $81 |
| % Growth | 12.6% | -4% | 11.3% | – |
| Cost of Goods Sold | $27 | $22 | $15 | $9 |
| Gross Profit | $70 | $65 | $75 | $72 |
| % Margin | 72.3% | 75% | 83.4% | 88.5% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $35 | $26 | $24 | $22 |
| SG&A Expenses | $35 | $26 | $24 | $22 |
| Sales & Mktg Exp. | $0 | $0 | $0 | $0 |
| Other Operating Expenses | $18 | $15 | $15 | $8 |
| Operating Expenses | $53 | $41 | $39 | $30 |
| Operating Income | $17 | $24 | $36 | $42 |
| % Margin | 17.4% | 27.5% | 39.9% | 52.1% |
| Other Income/Exp. Net | $0 | $0 | $0 | $0 |
| Pre-Tax Income | $17 | $24 | $36 | $42 |
| Tax Expense | $4 | $6 | $11 | $11 |
| Net Income | $13 | $17 | $25 | $32 |
| % Margin | 13.1% | 20.2% | 27.8% | 38.9% |
| EPS | 0.98 | 1.38 | 1.96 | 3.44 |
| % Growth | -29% | -29.6% | -43% | – |
| EPS Diluted | 0.93 | 1.33 | 1.87 | 3.27 |
| Weighted Avg Shares Out | 13 | 12 | 13 | 9 |
| Weighted Avg Shares Out Dil | 13 | 13 | 13 | 9 |
| Supplemental Information | – | – | – | – |
| Interest Income | $74 | $65 | $52 | $49 |
| Interest Expense | $15 | $10 | $1 | $1 |
| Depreciation & Amortization | $5 | $4 | $2 | $1 |
| EBITDA | $22 | $28 | $38 | $43 |
| % Margin | 22.9% | 31.9% | 42.3% | 53.4% |