Citizens Financial Services, Inc.
Narrative signal
Citizens Financial Services, Inc.’s revenue growth stands at 21.5% for Dec 2024. Year-over-year, the metric shifted by −27.5 pts, translating into a −56.03% rate of change versus the prior period.
Pair this momentum with product cadence, pricing power, and capital allocation moves to understand durability.
Blend with balance sheet, cash flow, and peer benchmarks from AlphaPilot’s broader dashboards to shape an investable thesis.
Valuation Signals
Track how the market prices earnings, book value, and operating cash flow for rapid context on relative multiples.
Price-to-Earnings Ratio
10.7x
Price-to-Sales Ratio
1.8x
Price-to-Book Ratio
1x
EV / EBITDA
15.5x
Dividend Yield
3.1%
Profitability Pulse
Follow margin structure and return ratios that benchmark execution quality and capital efficiency.
Growth Momentum
Gauge the trajectory of revenue, earnings, and free cash flow expansion to understand durability.
Cash & Balance Sheet
Monitor liquidity, leverage, and free cash flow capacity that underpin resilience across cycles.
AlphaPilot quick take
• Citizens Financial Services, Inc. trades at $56.75 with a market footprint around $272.8M.
• Operating within Financial Services — Banks - Regional offers instant peer context.
• Dashboard highlight: revenue growth at 21.5%, refreshed from the live fundamentals feed.
• Pivot into AlphaPilot deep dives to benchmark valuation, execution, and resilience.
Company profile
Citizens Financial Services, Inc. operates as the bank holding company for First Citizens Community Bank that provides various banking products and services for individual, business, governmental, and institutional customers. The company accepts various deposit products, such as checking, savings, and time deposit accounts. Its loan products include residential, commercial, and agricultural real estate loans; commercial and industrial loans; state and political subdivision loans; and consumer loans, as well as various other specialized financial services. The company also provides professional trust administration, investment management services, estate planning and administration, custody of securities, and individual retirement accounts. In addition, it offers brokerage and financial planning services, as well as assistance in various oil and gas leasing matters; and mutual funds, annuities, and health and life insurance products. As of December 31, 2021, the company operates thirty full-service banking branches in Potter, Tioga, Bradford, Clinton, Lebanon, Lancaster, Berks, Schuylkill, Centre, and Chester counties, Pennsylvania; Allegany County, New York; and Wilmington and Dover, Delaware, as well as a limited branch office in Union County, Pennsylvania. Citizens Financial Services, Inc. was founded in 1932 and is headquartered in Mansfield, Pennsylvania.
Citizens Financial Services, Inc. (CZFS) stock FAQs
Quick answers sourced from live Financial Modeling Prep fundamentals and AlphaPilot portfolio guidance.
What is Citizens Financial Services, Inc. (CZFS) stock price today?
Citizens Financial Services, Inc. (CZFS) trades near $56.75 as of Dec 5, 2025, 9:00 PM. Quotes refresh throughout the trading day in USD via Financial Modeling Prep, which powers the AlphaPilot dashboard.
What is Citizens Financial Services, Inc.'s market capitalization?
Citizens Financial Services, Inc.'s equity is valued around $272.8M, based on the latest share price multiplied by shares outstanding reported to Financial Modeling Prep.
What is the 52-week range for Citizens Financial Services, Inc.?
Citizens Financial Services, Inc.'s 52-week range runs from $49.99 — $73.59. Comparing the current price to this band helps visualize positioning versus the past year's highs and lows.
How active is trading in Citizens Financial Services, Inc. stock?
Citizens Financial Services, Inc. most recently moved about 6.6K shares. Elevated volume often signals strong investor interest or fresh catalysts.
Does Citizens Financial Services, Inc. pay a dividend?
Citizens Financial Services, Inc. currently yields roughly 3.1%. Dividend yield divides the last 12 months of payouts by the latest share price, providing a quick income snapshot.
What is Citizens Financial Services, Inc.'s intraday trading range?
Citizens Financial Services, Inc. has traded between $56.27 — $57.50 so far today. Monitoring the intraday span highlights short-term volatility relative to the longer 52-week range.
Where does the Citizens Financial Services, Inc. stock data come from?
AlphaPilot sources quotes, fundamentals, and intraday chart data for Citizens Financial Services, Inc. from the Financial Modeling Prep institutional API. The summary page blends live pricing with fundamentals that refresh after every earnings release or regulatory filing.