Enova International, Inc.
ENVA · NYSE
12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | |
|---|---|---|---|---|
| Revenue | $2,658 | $2,118 | $1,736 | $1,208 |
| % Growth | 25.5% | 22% | 43.7% | – |
| Cost of Goods Sold | $1,419 | $1,082 | $734 | $260 |
| Gross Profit | $1,239 | $1,035 | $1,002 | $948 |
| % Margin | 46.6% | 48.9% | 57.7% | 78.5% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $157 | $160 | $140 | $157 |
| SG&A Expenses | $680 | $575 | $523 | $428 |
| Sales & Mktg Exp. | $524 | $414 | $383 | $271 |
| Other Operating Expenses | -$26 | $38 | $95 | $107 |
| Operating Expenses | $654 | $613 | $618 | $535 |
| Operating Income | $585 | $422 | $384 | $413 |
| % Margin | 22% | 19.9% | 22.1% | 34.2% |
| Other Income/Exp. Net | -$314 | -$195 | -$111 | -$76 |
| Pre-Tax Income | $271 | $227 | $273 | $337 |
| Tax Expense | $62 | $52 | $65 | $80 |
| Net Income | $209 | $175 | $207 | $256 |
| % Margin | 7.9% | 8.3% | 11.9% | 21.2% |
| EPS | 7.78 | 5.71 | 6.42 | 7.05 |
| % Growth | 36.3% | -11.1% | -8.9% | – |
| EPS Diluted | 7.43 | 5.49 | 6.19 | 6.79 |
| Weighted Avg Shares Out | 27 | 31 | 32 | 36 |
| Weighted Avg Shares Out Dil | 28 | 32 | 33 | 38 |
| Supplemental Information | – | – | – | – |
| Interest Income | $0 | $0 | $0 | $0 |
| Interest Expense | -$290 | $195 | $116 | $77 |
| Depreciation & Amortization | $40 | $38 | $37 | $35 |
| EBITDA | $335 | $266 | $305 | $372 |
| % Margin | 12.6% | 12.5% | 17.6% | 30.8% |