Enova International, Inc.
ENVA · NYSE
12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | |
|---|---|---|---|---|
| Valuation | ||||
| PEG Ratio | 0.34 | -0.88 | -0.67 | -0.14 |
| FCF Yield | 57.93% | 66.05% | 68.64% | 29.70% |
| EV / EBITDA | 18.24 | 16.23 | 11.25 | 7.39 |
| Quality | ||||
| ROIC | 9.01% | 7.48% | 8.16% | 12.09% |
| Gross Margin | 46.62% | 48.88% | 57.70% | 78.46% |
| Cash Conversion Ratio | 7.35 | 6.66 | 4.31 | 1.84 |
| Growth | ||||
| Revenue 3-Year CAGR | 15.25% | 20.58% | 17.01% | 0.93% |
| Free Cash Flow Growth | 33.30% | 31.90% | 92.31% | -37.84% |
| Safety | ||||
| Net Debt / EBITDA | 10.53 | 9.84 | 7.19 | 3.39 |
| Interest Coverage | -2.01 | 2.17 | 3.31 | 5.40 |
| Efficiency | ||||
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 |
| Cash Conversion Cycle | -6.41 | 618.53 | 642.46 | 572.75 |