Citizens & Northern Corporation
CZNC · NASDAQ
12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | |
|---|---|---|---|---|
| Revenue | $155 | $136 | $115 | $109 |
| % Growth | 14.1% | 18% | 6% | – |
| Cost of Goods Sold | $51 | $33 | $17 | $10 |
| Gross Profit | $104 | $103 | $99 | $99 |
| % Margin | 67.1% | 75.6% | 85.5% | 90.6% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $45 | $44 | $42 | $38 |
| SG&A Expenses | $45 | $44 | $42 | $38 |
| Sales & Mktg Exp. | $0 | $0 | $0 | $0 |
| Other Operating Expenses | $28 | $28 | $25 | $23 |
| Operating Expenses | $72 | $72 | $66 | $61 |
| Operating Income | $32 | $30 | $32 | $38 |
| % Margin | 20.5% | 22.4% | 28% | 34.6% |
| Other Income/Exp. Net | $0 | $0 | $0 | $0 |
| Pre-Tax Income | $32 | $30 | $32 | $38 |
| Tax Expense | $6 | $6 | $6 | $7 |
| Net Income | $26 | $24 | $27 | $31 |
| % Margin | 16.7% | 17.7% | 23.1% | 28% |
| EPS | 1.69 | 1.57 | 1.71 | 1.92 |
| % Growth | 7.6% | -8.2% | -10.9% | – |
| EPS Diluted | 1.69 | 1.57 | 1.71 | 1.92 |
| Weighted Avg Shares Out | 15 | 15 | 15 | 16 |
| Weighted Avg Shares Out Dil | 15 | 15 | 15 | 16 |
| Supplemental Information | – | – | – | – |
| Interest Income | $128 | $114 | $93 | $85 |
| Interest Expense | $49 | $33 | $10 | $7 |
| Depreciation & Amortization | $2 | $2 | $2 | $2 |
| EBITDA | $34 | $33 | $35 | $40 |
| % Margin | 21.9% | 24% | 30.1% | 36.5% |