Citizens & Northern Corporation

CZNC · NASDAQ
Analyze with AI
9/30/2025
6/30/2025
3/31/2025
12/31/2024
Valuation
PEG Ratio2.32-4.87-0.540.30
FCF Yield4.06%2.76%0.34%4.08%
EV / EBITDA31.6946.4047.0734.54
Quality
ROIC-2.32%1.25%1.24%1.58%
Gross Margin81.04%98.50%68.77%69.59%
Cash Conversion Ratio1.731.390.251.48
Growth
Revenue 3-Year CAGR6.47%8.01%9.57%10.42%
Free Cash Flow Growth53.90%671.18%-91.12%81.81%
Safety
Net Debt / EBITDA-2.5410.469.697.64
Interest Coverage-1.350.680.660.79
Efficiency
Inventory Turnover0.000.000.000.00
Cash Conversion Cycle0.0029.1421.7919.40