Citizens Financial Services, Inc.’s EV / EBITDA at a glance
Citizens Financial Services, Inc. reports ev / ebitda of 15.5x for Dec 2024. The prior period recorded 22.8x (Dec 2023). Year over year the metric moved −7.35 (−32.2%). The rolling three-period average stands at 17.6x. Data last refreshed Dec 8, 2025, 11:53 AM.
Latest reading
15.5x · Dec 2024
YoY movement
−7.35 (−32.2%)
Rolling average
17.6x
Current EV / EBITDA
15.5x
−7.35
−32.2%
Rolling average
17.6x
Latest Value
15.5x
Dec 2024
YoY Change
−7.35
Absolute
YoY Change %
−32.2%
Rate of change
3-Period Avg
17.6x
Smoothed
Narrative signal
Citizens Financial Services, Inc.’s ev / ebitda stands at 15.5x for Dec 2024. Year-over-year, the metric shifted by −7.35, translating into a −32.2% rate of change versus the prior period.
Pair this momentum with product cadence, pricing power, and capital allocation moves to understand durability.
Blend with balance sheet, cash flow, and peer benchmarks from AlphaPilot’s broader dashboards to shape an investable thesis.
How ev / ebitda shapes Citizens Financial Services, Inc.'s story
As of Dec 2024, Citizens Financial Services, Inc. reports ev / ebitda of 15.5x. Use EV/EBITDA to benchmark acquisition multiples, leverage-adjusted valuation, and comparable transaction ranges.
Why EV/EBITDA matters
It normalizes valuation across different leverage levels, making it a go-to metric for M&A and cross-company comparisons.
Watch for cyclical swings
EBITDA can swing with cycle-sensitive businesses. Track multi-year averages and peak vs. trough to understand value ranges.
Valuation Multiples
Compare how the market prices revenue, equity, and operating cash flow versus peers and history.
Profitability & Margins
Understand cost structure and capital efficiency trends across gross, operating, and net results.
Gross Margin
58.2%
Operating Margin
20%
Net Profit Margin
16.5%
Return on Equity
9.3%
Return on Assets
0.92%
Growth Momentum
Track whether top-line, earnings, and free cash flow growth are accelerating or cooling.
Balance Sheet Strength
Evaluate leverage, liquidity, and cash generation capacity that underpin resilience.
Shareholder Returns
Follow dividend sustainability and cash generation relative to market value.
Citizens Financial Services, Inc. (CZFS) FAQs
Answers tailored to Citizens Financial Services, Inc.’s ev / ebitda profile using the latest Financial Modeling Prep data.
What is Citizens Financial Services, Inc.'s current ev / ebitda?
As of Dec 2024, Citizens Financial Services, Inc. reports ev / ebitda of 15.5x. This reading reflects the latest filings and price data for CZFS.
How is Citizens Financial Services, Inc.'s ev / ebitda trending year over year?
Year-over-year, the figure shifts by −7.35 (−32.2%). Pair this context with revenue growth and free cash flow signals to gauge momentum for CZFS.
Why does ev / ebitda matter for Citizens Financial Services, Inc.?
The enterprise value to EBITDA ratio evaluates valuation relative to operating cash flow before capital structure impacts. For Citizens Financial Services, Inc., operating within Financial Services — Banks - Regional, tracking this metric helps benchmark management's execution against close competitors.
Is Citizens Financial Services, Inc.'s ev / ebitda above its recent average?
Citizens Financial Services, Inc.'s rolling three-period average sits at 17.6x. Comparing the latest reading of 15.5x to that baseline highlights whether momentum is building or fading for CZFS.
How frequently is Citizens Financial Services, Inc.'s ev / ebitda refreshed?
Data for CZFS was last refreshed on Dec 8, 2025, 11:53 AM and updates automatically every 24 hours, keeping your valuation inputs current.