Citizens Financial Services, Inc.’s Dividend Payout Ratio at a glance
Citizens Financial Services, Inc. reports dividend payout ratio of 33.4% for Dec 2024. The prior period recorded 47.7% (Dec 2023). Year over year the metric moved −14.3 pts (−30%). The rolling three-period average stands at 35.8%. Data last refreshed Dec 8, 2025, 11:01 AM.
Latest reading
33.4% · Dec 2024
YoY movement
−14.3 pts (−30%)
Rolling average
35.8%
Current Dividend Payout Ratio
33.4%
−14.3 pts
−30%
Rolling average
35.8%
Latest Value
33.4%
Dec 2024
YoY Change
−14.3 pts
Absolute
YoY Change %
−30%
Rate of change
3-Period Avg
35.8%
Smoothed
Narrative signal
Citizens Financial Services, Inc.’s dividend payout ratio stands at 33.4% for Dec 2024. Year-over-year, the metric shifted by −14.3 pts, translating into a −30% rate of change versus the prior period.
Pair this momentum with product cadence, pricing power, and capital allocation moves to understand durability.
Blend with balance sheet, cash flow, and peer benchmarks from AlphaPilot’s broader dashboards to shape an investable thesis.
How dividend payout ratio shapes Citizens Financial Services, Inc.'s story
As of Dec 2024, Citizens Financial Services, Inc. reports dividend payout ratio of 33.4%. Monitor dividend payout ratios to assess the sustainability of shareholder distributions and identify reinvestment priorities.
Reading payout discipline
Consistent payout ratios signal predictable dividend policy, while sharp swings can foreshadow changes in cash allocation.
Use with free cash flow
Compare payout ratios with free cash flow coverage to judge whether dividends are funded by operations or leverage.
Valuation Multiples
Compare how the market prices revenue, equity, and operating cash flow versus peers and history.
Profitability & Margins
Understand cost structure and capital efficiency trends across gross, operating, and net results.
Gross Margin
58.2%
Operating Margin
20%
Net Profit Margin
16.5%
Return on Equity
9.3%
Return on Assets
0.92%
Growth Momentum
Track whether top-line, earnings, and free cash flow growth are accelerating or cooling.
Balance Sheet Strength
Evaluate leverage, liquidity, and cash generation capacity that underpin resilience.
Shareholder Returns
Follow dividend sustainability and cash generation relative to market value.
Citizens Financial Services, Inc. (CZFS) FAQs
Answers tailored to Citizens Financial Services, Inc.’s dividend payout ratio profile using the latest Financial Modeling Prep data.
What is Citizens Financial Services, Inc.'s current dividend payout ratio?
As of Dec 2024, Citizens Financial Services, Inc. reports dividend payout ratio of 33.4%. This reading reflects the latest filings and price data for CZFS.
How is Citizens Financial Services, Inc.'s dividend payout ratio trending year over year?
Year-over-year, the figure shifts by −14.3 pts (−30%). Pair this context with revenue growth and free cash flow signals to gauge momentum for CZFS.
Why does dividend payout ratio matter for Citizens Financial Services, Inc.?
Dividend payout ratio shows the share of earnings distributed as dividends. For Citizens Financial Services, Inc., operating within Financial Services — Banks - Regional, tracking this metric helps benchmark management's execution against close competitors.
Is Citizens Financial Services, Inc.'s dividend payout ratio above its recent average?
Citizens Financial Services, Inc.'s rolling three-period average sits at 35.8%. Comparing the latest reading of 33.4% to that baseline highlights whether momentum is building or fading for CZFS.
How frequently is Citizens Financial Services, Inc.'s dividend payout ratio refreshed?
Data for CZFS was last refreshed on Dec 8, 2025, 11:01 AM and updates automatically every 24 hours, keeping your valuation inputs current.