Chemung Financial Corporation
CHMG · NASDAQ
12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | |
|---|---|---|---|---|
| Revenue | $150 | $137 | $102 | $92 |
| % Growth | 9.5% | 34% | 11% | – |
| Cost of Goods Sold | $53 | $42 | $7 | $3 |
| Gross Profit | $96 | $95 | $95 | $88 |
| % Margin | 64.3% | 69.3% | 93.4% | 96.3% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $38 | $36 | $32 | $32 |
| SG&A Expenses | $39 | $37 | $33 | $33 |
| Sales & Mktg Exp. | $1 | $1 | $1 | $1 |
| Other Operating Expenses | $27 | $27 | $25 | $22 |
| Operating Expenses | $66 | $63 | $58 | $55 |
| Operating Income | $30 | $32 | $37 | $34 |
| % Margin | 20.1% | 23.1% | 36.2% | 36.8% |
| Other Income/Exp. Net | $0 | $0 | $0 | $0 |
| Pre-Tax Income | $30 | $32 | $37 | $34 |
| Tax Expense | $6 | $7 | $8 | $7 |
| Net Income | $24 | $25 | $29 | $26 |
| % Margin | 15.8% | 18.3% | 28.2% | 28.8% |
| EPS | 4.96 | 5.28 | 6.13 | 5.64 |
| % Growth | -6.1% | -13.9% | 8.7% | – |
| EPS Diluted | 4.96 | 5.28 | 6.13 | 5.64 |
| Weighted Avg Shares Out | 5 | 5 | 5 | 5 |
| Weighted Avg Shares Out Dil | 5 | 5 | 5 | 5 |
| Supplemental Information | – | – | – | – |
| Interest Income | $128 | $113 | $81 | $69 |
| Interest Expense | $54 | $39 | $7 | $3 |
| Depreciation & Amortization | $2 | $3 | $3 | $4 |
| EBITDA | $32 | $34 | $40 | $37 |
| % Margin | 21.5% | 25.1% | 39.2% | 40.6% |