Ballston Spa Bancorp, Inc.
BSPA · OTC
12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | |
|---|---|---|---|---|
| Revenue | $43 | $36 | $28 | $26 |
| % Growth | 21.9% | 28.2% | 5.3% | – |
| Cost of Goods Sold | $16 | $11 | $3 | $2 |
| Gross Profit | $27 | $25 | $25 | $25 |
| % Margin | 62.8% | 69.6% | 90.3% | 92.7% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $1 | $1 | $1 | $1 |
| SG&A Expenses | $2 | $1 | $1 | $1 |
| Sales & Mktg Exp. | $0 | $0 | $0 | $0 |
| Other Operating Expenses | $19 | $18 | $17 | $17 |
| Operating Expenses | $21 | $19 | $18 | $18 |
| Operating Income | $6 | $6 | $7 | $7 |
| % Margin | 14.9% | 15.7% | 25.9% | 25.2% |
| Other Income/Exp. Net | $0 | $0 | $0 | $0 |
| Pre-Tax Income | $6 | $6 | $7 | $7 |
| Tax Expense | $1 | $1 | $1 | $2 |
| Net Income | $5 | $5 | $6 | $5 |
| % Margin | 12% | 13.4% | 21.9% | 19.5% |
| EPS | 7.05 | 6.44 | 8.2 | 6.94 |
| % Growth | 9.5% | -21.5% | 18.2% | – |
| EPS Diluted | 7.05 | 6.44 | 8.2 | 6.94 |
| Weighted Avg Shares Out | 1 | 1 | 1 | 1 |
| Weighted Avg Shares Out Dil | 1 | 1 | 1 | 1 |
| Supplemental Information | – | – | – | – |
| Interest Income | $40 | $34 | $26 | $23 |
| Interest Expense | $16 | $11 | $3 | $2 |
| Depreciation & Amortization | $1 | $1 | $1 | $1 |
| EBITDA | $7 | $6 | $8 | $7 |
| % Margin | 16.2% | 17.4% | 27.9% | 27.9% |