Ballston Spa Bancorp, Inc.
BSPA · OTC
12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | |
|---|---|---|---|---|
| Valuation | ||||
| PEG Ratio | 0.87 | -0.38 | 0.40 | 2.12 |
| FCF Yield | 12.10% | 16.72% | 12.84% | 20.67% |
| EV / EBITDA | 20.09 | 12.53 | 7.40 | -11.56 |
| Quality | ||||
| ROIC | 0.53% | 3.56% | 6.20% | 6.15% |
| Gross Margin | 62.85% | 69.59% | 90.27% | 92.75% |
| Cash Conversion Ratio | 1.13 | 1.44 | 1.21 | 1.45 |
| Growth | ||||
| Revenue 3-Year CAGR | 16.04% | 10.51% | 0.57% | 1.01% |
| Free Cash Flow Growth | -19.05% | 12.85% | -22.35% | 6.43% |
| Safety | ||||
| Net Debt / EBITDA | 13.97 | 6.30 | 1.67 | -16.40 |
| Interest Coverage | 0.40 | 0.52 | 2.66 | 3.48 |
| Efficiency | ||||
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 |
| Cash Conversion Cycle | 26.60 | 28.30 | 31.10 | 23.81 |