Ballston Spa Bancorp, Inc.
BSPA · OTC
9/30/2025 | 6/30/2025 | 3/31/2025 | 12/31/2024 | |
|---|---|---|---|---|
| Valuation | ||||
| PEG Ratio | 0.52 | -1.80 | 8.03 | -0.71 |
| FCF Yield | 0.00% | 0.00% | 0.00% | 0.00% |
| EV / EBITDA | 33.70 | 94.48 | 65.62 | 89.18 |
| Quality | ||||
| ROIC | 1.35% | 0.62% | 0.83% | 0.13% |
| Gross Margin | 62.21% | 62.99% | 64.40% | 61.81% |
| Cash Conversion Ratio | – | – | – | – |
| Growth | ||||
| Revenue 3-Year CAGR | 10.32% | 12.09% | 13.98% | 16.04% |
| Free Cash Flow Growth | 0.00% | 0.00% | 0.00% | 0.00% |
| Safety | ||||
| Net Debt / EBITDA | 4.09 | 64.53 | 35.53 | 61.99 |
| Interest Coverage | 0.40 | 0.36 | 0.41 | 0.37 |
| Efficiency | ||||
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 |
| Cash Conversion Cycle | 0.00 | 0.00 | 0.00 | 25.06 |