Bank of the James Financial Group, Inc.
BOTJ · NASDAQ
12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | |
|---|---|---|---|---|
| Revenue | $59 | $51 | $44 | $39 |
| % Growth | 14.7% | 16.4% | 12.4% | – |
| Cost of Goods Sold | $15 | $9 | $1 | $2 |
| Gross Profit | $44 | $42 | $43 | $38 |
| % Margin | 75% | 81.6% | 97.2% | 95.9% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $20 | $19 | $19 | $17 |
| SG&A Expenses | $21 | $20 | $20 | $18 |
| Sales & Mktg Exp. | $1 | $1 | $1 | $1 |
| Other Operating Expenses | $13 | $12 | $12 | $10 |
| Operating Expenses | $34 | $32 | $32 | $28 |
| Operating Income | $10 | $10 | $11 | $9 |
| % Margin | 16.8% | 20% | 25.2% | 24.1% |
| Other Income/Exp. Net | $0 | $0 | $0 | $0 |
| Pre-Tax Income | $10 | $10 | $11 | $9 |
| Tax Expense | $2 | $2 | $2 | $2 |
| Net Income | $8 | $9 | $9 | $8 |
| % Margin | 13.5% | 16.9% | 20.3% | 19.3% |
| EPS | 1.75 | 1.91 | 1.91 | 1.6 |
| % Growth | -8.4% | 0% | 19.4% | – |
| EPS Diluted | 1.75 | 1.91 | 1.91 | 1.6 |
| Weighted Avg Shares Out | 5 | 5 | 5 | 5 |
| Weighted Avg Shares Out Dil | 5 | 5 | 5 | 5 |
| Supplemental Information | – | – | – | – |
| Interest Income | $45 | $39 | $32 | $29 |
| Interest Expense | $15 | $10 | $2 | $2 |
| Depreciation & Amortization | $2 | $2 | $3 | $2 |
| EBITDA | $12 | $12 | $14 | $12 |
| % Margin | 20.1% | 23.8% | 31.1% | 29.3% |