Bank of the James Financial Group, Inc.

BOTJ · NASDAQ
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12/31/2024
12/31/2023
12/31/2022
12/31/2021
Valuation
PEG Ratio-1.080.000.320.18
FCF Yield8.27%14.20%14.51%18.31%
EV / EBITDA5.754.093.385.65
Quality
ROIC8.25%9.62%11.15%7.50%
Gross Margin74.98%81.64%97.89%95.92%
Cash Conversion Ratio1.071.091.042.15
Growth
Revenue 3-Year CAGR10.10%9.39%3.76%2.62%
Free Cash Flow Growth-24.74%-2.50%-39.58%289.79%
Safety
Net Debt / EBITDA-0.33-0.46-0.69-0.72
Interest Coverage0.641.075.174.50
Efficiency
Inventory Turnover0.000.000.000.00
Cash Conversion Cycle1.111.57-3.218.70