X Financial
XYF · NYSE
12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | |
|---|---|---|---|---|
| Revenue | $5,871,782 | $3,277,329 | $2,323,223 | $1,511,933 |
| % Growth | 79.2% | 41.1% | 53.7% | – |
| Cost of Goods Sold | $1,959,798 | $1,679,159 | $1,000,817 | $144,950 |
| Gross Profit | $3,911,984 | $1,598,170 | $1,322,407 | $1,366,983 |
| % Margin | 66.6% | 48.8% | 56.9% | 90.4% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $175,933 | $153,943 | $143,234 | $187,859 |
| SG&A Expenses | $211,665 | $153,943 | $143,234 | $208,689 |
| Sales & Mktg Exp. | $35,732 | $12,539 | $15,448 | $20,830 |
| Other Operating Expenses | $1,826,550 | -$24,351 | -$40,724 | -$32,506 |
| Operating Expenses | $2,038,214 | $129,592 | $102,510 | $176,183 |
| Operating Income | $1,873,769 | $1,468,578 | $1,219,896 | $1,190,800 |
| % Margin | 31.9% | 44.8% | 52.5% | 78.8% |
| Other Income/Exp. Net | $71,838 | -$20,654 | -$11,826 | $0 |
| Pre-Tax Income | $1,945,607 | $1,447,924 | $1,208,070 | $1,190,800 |
| Tax Expense | $405,702 | $261,131 | $396,074 | $368,736 |
| Net Income | $1,539,906 | $1,186,794 | $811,996 | $825,407 |
| % Margin | 26.2% | 36.2% | 35% | 54.6% |
| EPS | 191.88 | 148.32 | 92.52 | 90.36 |
| % Growth | 29.4% | 60.3% | 2.4% | – |
| EPS Diluted | 189 | 146.88 | 90.72 | 88.2 |
| Weighted Avg Shares Out | 48,138 | 48,019 | 52,741 | 54,872 |
| Weighted Avg Shares Out Dil | 48,892 | 48,472 | 53,734 | 56,147 |
| Supplemental Information | – | – | – | – |
| Interest Income | $1,371,444 | $1,116,972 | $970,034 | $691,611 |
| Interest Expense | $1,582,472 | $1,370,942 | $833,109 | $0 |
| Depreciation & Amortization | $7,199 | $5,261 | $6,646 | $8,136 |
| EBITDA | $3,707,518 | $1,473,839 | $1,226,542 | $1,198,936 |
| % Margin | 63.1% | 45% | 52.8% | 79.3% |