X Financial
XYF · NYSE
12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | |
|---|---|---|---|---|
| Operating Activities | – | – | – | – |
| Net Income | $1,539,906 | $1,186,794 | $811,996 | $825,407 |
| Dep. & Amort. | $7,199 | $5,261 | $6,646 | $8,136 |
| Deferred Tax | -$27,249 | -$17,565 | $195,589 | $333,420 |
| Stock-Based Comp. | $40,178 | $42,598 | $53,538 | $88,435 |
| Change in WC | -$428,436 | -$633,723 | -$985,064 | -$1,165,173 |
| Other Non-Cash | $391,788 | $230,772 | $239,996 | $358,948 |
| Operating Cash Flow | $1,523,386 | $814,137 | $322,702 | $449,171 |
| Investing Activities | – | – | – | – |
| PP&E Inv. | -$14,223 | -$8,468 | -$6,055 | -$2,620 |
| Net Acquisitions | $0 | $0 | $0 | $0 |
| Inv. Purchases | -$148,633 | -$424,149 | -$90,540 | -$427,844 |
| Inv. Sales/Matur. | $391,081 | $0 | $6,852 | $76,000 |
| Other Inv. Act. | -$106,191 | -$673,717 | -$823,645 | -$1,993,130 |
| Investing Cash Flow | $122,034 | -$1,106,334 | -$913,388 | -$2,347,594 |
| Financing Activities | – | – | – | – |
| Debt Repay. | -$236,500 | $494,791 | -$96,291 | $17,529 |
| Stock Issued | $0 | $0 | $0 | $0 |
| Stock Repurch. | -$182,204 | -$24,873 | -$146,741 | $0 |
| Dividends Paid | -$116,640 | -$58,401 | $0 | $0 |
| Other Fin. Act. | -$1,399,832 | $815,941 | $819,383 | $1,283,783 |
| Financing Cash Flow | -$1,935,176 | $1,227,458 | $576,351 | $1,301,312 |
| Forex Effect | $6,894 | $2,287 | $29,256 | -$9,373 |
| Net Chg. in Cash | -$282,861 | $937,548 | $14,921 | -$606,484 |
| Supplemental Information | – | – | – | – |
| Beg. Cash | $1,944,508 | $1,006,960 | $992,039 | $1,598,523 |
| End Cash | $1,661,646 | $1,944,508 | $1,006,960 | $992,039 |
| Free Cash Flow | $1,509,163 | $805,669 | $316,647 | $446,551 |