X Financial
XYF · NYSE
9/30/2025 | 6/30/2025 | 3/31/2025 | 12/31/2024 | |
|---|---|---|---|---|
| Revenue | $1,961 | $1,759 | $1,450 | $1,232 |
| % Growth | 11.5% | 21.3% | 17.7% | – |
| Cost of Goods Sold | $626 | $1,044 | $845 | $697 |
| Gross Profit | $1,334 | $715 | $606 | $536 |
| % Margin | 68.1% | 40.7% | 41.8% | 43.5% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $52 | $50 | $52 | $49 |
| SG&A Expenses | $113 | $50 | $52 | $49 |
| Sales & Mktg Exp. | $61 | $0 | $0 | $0 |
| Other Operating Expenses | $860 | -$0 | -$2 | -$4 |
| Operating Expenses | $973 | $49 | $50 | $45 |
| Operating Income | $362 | $666 | $556 | $491 |
| % Margin | 18.5% | 37.9% | 38.3% | 39.8% |
| Other Income/Exp. Net | $139 | -$27 | $19 | $46 |
| Pre-Tax Income | $501 | $639 | $575 | $536 |
| Tax Expense | $80 | $111 | $117 | $151 |
| Net Income | $421 | $528 | $458 | $386 |
| % Margin | 21.5% | 30% | 31.6% | 31.3% |
| EPS | 63.48 | 75.6 | 65.52 | 49.32 |
| % Growth | -16% | 15.4% | 32.8% | – |
| EPS Diluted | 60.48 | 72 | 63.36 | 48.24 |
| Weighted Avg Shares Out | 7 | 7 | 48 | 47 |
| Weighted Avg Shares Out Dil | 7 | 7 | 49 | 48 |
| Supplemental Information | – | – | – | – |
| Interest Income | $0 | $324 | $307 | $355 |
| Interest Expense | $0 | $756 | $709 | $504 |
| Depreciation & Amortization | $2 | $0 | $0 | $0 |
| EBITDA | $1,223 | $666 | $556 | $491 |
| % Margin | 62.4% | 37.9% | 38.3% | 39.8% |