XP Inc.
XP · NASDAQ
9/30/2025 | 6/30/2025 | 3/31/2025 | 12/31/2024 | |
|---|---|---|---|---|
| Revenue | $4,592,500 | $4,382,525 | $4,319,060 | $4,752,571 |
| % Growth | 4.8% | 1.5% | -9.1% | – |
| Cost of Goods Sold | $1,523,522 | $1,425,565 | $1,283,000 | $1,119,486 |
| Gross Profit | $566,943 | $368,939 | $366,000 | $792,425 |
| % Margin | 12.3% | 8.4% | 8.5% | 16.7% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $1,145,671 | $1,063,952 | $1,448,000 | $1,088,366 |
| SG&A Expenses | $1,222,880 | $1,144,060 | $1,505,000 | $1,129,809 |
| Sales & Mktg Exp. | $77,209 | $80,108 | $56,837 | $41,443 |
| Other Operating Expenses | $481,382 | $425,681 | $123,000 | $723,680 |
| Operating Expenses | $1,704,262 | $1,569,741 | $1,628,000 | $1,853,489 |
| Operating Income | -$1,137,319 | -$1,200,802 | -$1,262,000 | -$1,061,064 |
| % Margin | -24.8% | -27.4% | -29.2% | -22.3% |
| Other Income/Exp. Net | $2,467,919 | $2,518,708 | $2,525,000 | $2,362,438 |
| Pre-Tax Income | $1,330,600 | $1,317,906 | $1,262,724 | $1,301,374 |
| Tax Expense | $495 | -$3,513 | $26,659 | $120,628 |
| Net Income | $1,319,621 | $1,318,942 | $1,235,519 | $1,180,206 |
| % Margin | 28.7% | 30.1% | 28.6% | 24.8% |
| EPS | 2.51 | 2.5 | 2.31 | 2.18 |
| % Growth | 0.4% | 8.2% | 6% | – |
| EPS Diluted | 2.47 | 2.46 | 2.29 | 2.18 |
| Weighted Avg Shares Out | 526,034 | 527,883 | 539,528 | 540,383 |
| Weighted Avg Shares Out Dil | 534,927 | 535,816 | 539,533 | 540,402 |
| Supplemental Information | – | – | – | – |
| Interest Income | $8,710 | $11,252 | $0 | $27,980 |
| Interest Expense | $141,984 | $175,838 | $177,000 | $196,020 |
| Depreciation & Amortization | $75,708 | $76,572 | $0 | $59,499 |
| EBITDA | $1,548,292 | $1,570,316 | $1,440,000 | $1,556,894 |
| % Margin | 33.7% | 35.8% | 33.3% | 32.8% |