XP Inc.
XP · NASDAQ
9/30/2025 | 6/30/2025 | 3/31/2025 | 12/31/2024 | |
|---|---|---|---|---|
| Revenue | $4,593 | $4,383 | $4,319 | $4,753 |
| % Growth | 4.8% | 1.5% | -9.1% | – |
| Cost of Goods Sold | $1,524 | $1,426 | $1,283 | $1,119 |
| Gross Profit | $567 | $369 | $366 | $792 |
| % Margin | 12.3% | 8.4% | 8.5% | 16.7% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $1,146 | $1,064 | $1,448 | $1,088 |
| SG&A Expenses | $1,223 | $1,144 | $1,505 | $1,130 |
| Sales & Mktg Exp. | $77 | $80 | $57 | $41 |
| Other Operating Expenses | $481 | $426 | $123 | $724 |
| Operating Expenses | $1,704 | $1,570 | $1,628 | $1,853 |
| Operating Income | -$1,137 | -$1,201 | -$1,262 | -$1,061 |
| % Margin | -24.8% | -27.4% | -29.2% | -22.3% |
| Other Income/Exp. Net | $2,468 | $2,519 | $2,525 | $2,362 |
| Pre-Tax Income | $1,331 | $1,318 | $1,263 | $1,301 |
| Tax Expense | $0 | -$4 | $27 | $121 |
| Net Income | $1,320 | $1,319 | $1,236 | $1,180 |
| % Margin | 28.7% | 30.1% | 28.6% | 24.8% |
| EPS | 2.51 | 2.5 | 2.31 | 2.18 |
| % Growth | 0.4% | 8.2% | 6% | – |
| EPS Diluted | 2.47 | 2.46 | 2.29 | 2.18 |
| Weighted Avg Shares Out | 526 | 528 | 540 | 540 |
| Weighted Avg Shares Out Dil | 535 | 536 | 540 | 540 |
| Supplemental Information | – | – | – | – |
| Interest Income | $9 | $11 | $0 | $28 |
| Interest Expense | $142 | $176 | $177 | $196 |
| Depreciation & Amortization | $76 | $77 | $0 | $59 |
| EBITDA | $1,548 | $1,570 | $1,440 | $1,557 |
| % Margin | 33.7% | 35.8% | 33.3% | 32.8% |