Waterstone Financial, Inc.
WSBF · NASDAQ
12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | |
|---|---|---|---|---|
| Revenue | $199 | $177 | $171 | $268 |
| % Growth | 12.7% | 3.5% | -36.3% | – |
| Cost of Goods Sold | $67 | $50 | $14 | $10 |
| Gross Profit | $133 | $127 | $157 | $258 |
| % Margin | 66.5% | 71.9% | 91.7% | 96.1% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $81 | $84 | $100 | $135 |
| SG&A Expenses | $85 | $88 | $104 | $139 |
| Sales & Mktg Exp. | $4 | $4 | $4 | $4 |
| Other Operating Expenses | $24 | $28 | $29 | $27 |
| Operating Expenses | $109 | $116 | $132 | $166 |
| Operating Income | $24 | $11 | $24 | $92 |
| % Margin | 12% | 6.2% | 14.3% | 34.3% |
| Other Income/Exp. Net | $0 | $0 | $0 | $0 |
| Pre-Tax Income | $24 | $11 | $24 | $92 |
| Tax Expense | $5 | $2 | $5 | $21 |
| Net Income | $19 | $9 | $19 | $71 |
| % Margin | 9.4% | 5.3% | 11.4% | 26.4% |
| EPS | 1.01 | 0.47 | 0.89 | 2.98 |
| % Growth | 114.9% | -47.2% | -70.1% | – |
| EPS Diluted | 1.01 | 0.46 | 0.89 | 2.96 |
| Weighted Avg Shares Out | 19 | 20 | 22 | 24 |
| Weighted Avg Shares Out Dil | 19 | 20 | 22 | 24 |
| Supplemental Information | – | – | – | – |
| Interest Income | $113 | $99 | $70 | $70 |
| Interest Expense | $67 | $49 | $13 | $14 |
| Depreciation & Amortization | $2 | $3 | $4 | $6 |
| EBITDA | $26 | $14 | $29 | $98 |
| % Margin | 13.3% | 8.1% | 16.7% | 36.6% |