VersaBank
VBNK · NASDAQ
10/31/2025 | 10/31/2024 | 10/31/2023 | 10/31/2022 | |
|---|---|---|---|---|
| Revenue | $120 | $112 | $238 | $133 |
| % Growth | 7.7% | -53.1% | 79.5% | – |
| Cost of Goods Sold | $0 | $0 | $130 | $51 |
| Gross Profit | $120 | $112 | $108 | $82 |
| % Margin | 100% | 100% | 45.4% | 61.8% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $34 | $52 | $46 | $46 |
| SG&A Expenses | $79 | $52 | $46 | $46 |
| Sales & Mktg Exp. | $45 | $0 | $0 | $0 |
| Other Operating Expenses | $0 | $5 | $4 | $4 |
| Operating Expenses | $79 | $57 | $50 | $49 |
| Operating Income | $41 | $55 | $58 | $33 |
| % Margin | 34.5% | 49.1% | 24.2% | 24.6% |
| Other Income/Exp. Net | $0 | $0 | $0 | $0 |
| Pre-Tax Income | $41 | $55 | $58 | $33 |
| Tax Expense | $13 | $15 | $15 | $10 |
| Net Income | $28 | $40 | $42 | $23 |
| % Margin | 23.7% | 35.6% | 17.7% | 17.1% |
| EPS | 0.9 | 1.49 | 1.53 | 0.79 |
| % Growth | -39.6% | -2.6% | 93.7% | – |
| EPS Diluted | 0.9 | 1.49 | 1.57 | 0.79 |
| Weighted Avg Shares Out | 32 | 27 | 27 | 27 |
| Weighted Avg Shares Out Dil | 32 | 26 | 26 | 27 |
| Supplemental Information | – | – | – | – |
| Interest Income | $296 | $285 | $229 | $127 |
| Interest Expense | $180 | $183 | $129 | $50 |
| Depreciation & Amortization | $3 | $3 | $2 | $2 |
| EBITDA | $45 | $57 | $59 | $34 |
| % Margin | 37.1% | 51.4% | 25% | 26% |