Upstart Holdings, Inc.
UPST · NASDAQ
9/30/2025 | 6/30/2025 | 3/31/2025 | 12/31/2024 | |
|---|---|---|---|---|
| Valuation | ||||
| PEG Ratio | 0.08 | -0.85 | 33.99 | 8.56 |
| FCF Yield | -2.50% | -1.95% | -0.45% | -1.95% |
| EV / EBITDA | 156.15 | 630.52 | 1,284.79 | 3,082.24 |
| Quality | ||||
| ROIC | 0.87% | 0.19% | -0.11% | -0.12% |
| Gross Margin | 82.58% | 97.73% | 96.81% | 93.32% |
| Cash Conversion Ratio | -3.86 | -21.43 | 5.51 | 40.26 |
| Growth | ||||
| Revenue 3-Year CAGR | 22.33% | 16.33% | 5.43% | -7.26% |
| Free Cash Flow Growth | -2.02% | -512.25% | 82.29% | -161.89% |
| Safety | ||||
| Net Debt / EBITDA | 28.88 | 93.20 | 195.02 | 320.60 |
| Interest Coverage | 2.69 | 0.58 | -0.34 | -0.17 |
| Efficiency | ||||
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 |
| Cash Conversion Cycle | 52.72 | -370.71 | -112.17 | -23.36 |