University Bancorp, Inc.
UNIB · OTC
12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | |
|---|---|---|---|---|
| Valuation | ||||
| PEG Ratio | 0.09 | 0.31 | -0.26 | -0.47 |
| FCF Yield | 20.65% | 5.48% | 59.53% | 51.36% |
| EV / EBITDA | 13.22 | 17.66 | 9.00 | 0.57 |
| Quality | ||||
| ROIC | 2.27% | 1.34% | 2.44% | 16.88% |
| Gross Margin | 79.48% | 96.34% | 93.78% | 100.00% |
| Cash Conversion Ratio | 1.93 | 0.96 | 11.95 | 2.08 |
| Growth | ||||
| Revenue 3-Year CAGR | 11.22% | -7.15% | -12.67% | 24.83% |
| Free Cash Flow Growth | 333.97% | -91.82% | -11.14% | 339.05% |
| Safety | ||||
| Net Debt / EBITDA | 7.37 | 10.79 | -2.53 | -2.30 |
| Interest Coverage | 0.69 | 0.55 | 2.84 | 233.93 |
| Efficiency | ||||
| Inventory Turnover | 0.00 | 0.00 | -0.02 | 0.00 |
| Cash Conversion Cycle | -29.03 | -26.48 | -21,012.34 | 144,781.94 |