UMB Financial Corporation
UMBF · NASDAQ
12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | |
|---|---|---|---|---|
| Revenue | $2,637 | $2,244 | $1,583 | $1,242 |
| % Growth | 17.5% | 41.8% | 27.5% | – |
| Cost of Goods Sold | $1,231 | $960 | $262 | $66 |
| Gross Profit | $1,406 | $1,285 | $1,322 | $1,176 |
| % Margin | 53.3% | 57.2% | 83.5% | 94.7% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $594 | $553 | $524 | $504 |
| SG&A Expenses | $622 | $579 | $550 | $523 |
| Sales & Mktg Exp. | $28 | $26 | $26 | $19 |
| Other Operating Expenses | $242 | $284 | $239 | $224 |
| Operating Expenses | $865 | $863 | $790 | $747 |
| Operating Income | $541 | $422 | $532 | $429 |
| % Margin | 20.5% | 18.8% | 33.6% | 34.5% |
| Other Income/Exp. Net | $0 | $0 | $0 | $0 |
| Pre-Tax Income | $541 | $422 | $532 | $429 |
| Tax Expense | $100 | $72 | $100 | $76 |
| Net Income | $441 | $350 | $432 | $353 |
| % Margin | 16.7% | 15.6% | 27.3% | 28.4% |
| EPS | 9.05 | 7.22 | 8.93 | 7.31 |
| % Growth | 25.3% | -19.1% | 22.2% | – |
| EPS Diluted | 8.99 | 7.18 | 8.86 | 7.24 |
| Weighted Avg Shares Out | 49 | 49 | 48 | 48 |
| Weighted Avg Shares Out Dil | 49 | 49 | 49 | 49 |
| Supplemental Information | – | – | – | – |
| Interest Income | $2,171 | $1,839 | $1,138 | $862 |
| Interest Expense | $1,170 | $919 | $224 | $46 |
| Depreciation & Amortization | $53 | $59 | $54 | $56 |
| EBITDA | $594 | $480 | $586 | $485 |
| % Margin | 22.5% | 21.4% | 37% | 39% |