United Community Banks, Inc.
UCB · NYSE
12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | |
|---|---|---|---|---|
| Revenue | $1,480 | $1,291 | $929 | $716 |
| % Growth | 14.6% | 39% | 29.7% | – |
| Cost of Goods Sold | $601 | $509 | $125 | -$8 |
| Gross Profit | $879 | $783 | $804 | $724 |
| % Margin | 59.4% | 60.6% | 86.6% | 101.1% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $361 | $346 | $286 | $249 |
| SG&A Expenses | $370 | $355 | $294 | $255 |
| Sales & Mktg Exp. | $9 | $9 | $8 | $6 |
| Other Operating Expenses | $187 | $195 | $154 | $122 |
| Operating Expenses | $556 | $550 | $448 | $376 |
| Operating Income | $323 | $233 | $356 | $348 |
| % Margin | 21.8% | 18% | 38.3% | 48.6% |
| Other Income/Exp. Net | $0 | $0 | $0 | $0 |
| Pre-Tax Income | $323 | $233 | $356 | $348 |
| Tax Expense | $71 | $45 | $79 | $78 |
| Net Income | $252 | $188 | $277 | $270 |
| % Margin | 17% | 14.5% | 29.9% | 37.7% |
| EPS | 2.04 | 1.54 | 2.52 | 2.97 |
| % Growth | 32.5% | -38.9% | -15.2% | – |
| EPS Diluted | 2.04 | 1.54 | 2.52 | 2.97 |
| Weighted Avg Shares Out | 120 | 118 | 107 | 88 |
| Weighted Avg Shares Out Dil | 120 | 118 | 107 | 88 |
| Supplemental Information | – | – | – | – |
| Interest Income | $1,378 | $1,237 | $813 | $579 |
| Interest Expense | $550 | $419 | $61 | $30 |
| Depreciation & Amortization | $41 | $45 | $47 | -$2 |
| EBITDA | $364 | $278 | $403 | $346 |
| % Margin | 24.6% | 21.5% | 43.4% | 48.3% |