United Security Bancshares

UBFO · NASDAQ
Analyze with AI
9/30/2025
6/30/2025
3/31/2025
12/31/2024
Valuation
PEG Ratio0.13-0.921.01-0.48
FCF Yield0.00%5.45%1.88%2.48%
EV / EBITDA18.7333.8933.6530.75
Quality
ROIC2.52%1.37%1.62%1.62%
Gross Margin83.76%68.28%68.23%70.23%
Cash Conversion Ratio1.734.011.131.81
Growth
Revenue 3-Year CAGR0.03%1.98%4.97%8.68%
Free Cash Flow Growth0.00%180.26%-32.89%-18.04%
Safety
Net Debt / EBITDA-9.72-10.18-3.75-9.64
Interest Coverage1.760.961.260.98
Efficiency
Inventory Turnover0.000.000.000.00
Cash Conversion Cycle43.0545.2746.0747.66