Synchrony Financial
SYF · NYSE
12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | |
|---|---|---|---|---|
| Revenue | $20,759 | $17,338 | $13,195 | $11,224 |
| % Growth | 19.7% | 31.4% | 17.6% | – |
| Cost of Goods Sold | $11,367 | $9,676 | $4,896 | $1,758 |
| Gross Profit | $9,392 | $7,662 | $8,299 | $9,466 |
| % Margin | 45.2% | 44.2% | 62.9% | 84.3% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $1,829 | $1,884 | $1,681 | $1,501 |
| SG&A Expenses | $2,353 | $2,411 | $2,168 | $1,987 |
| Sales & Mktg Exp. | $524 | $527 | $487 | $486 |
| Other Operating Expenses | $2,486 | $2,347 | $2,169 | $1,976 |
| Operating Expenses | $4,839 | $4,758 | $4,337 | $3,963 |
| Operating Income | $4,553 | $2,904 | $3,962 | $5,503 |
| % Margin | 21.9% | 16.7% | 30% | 49% |
| Other Income/Exp. Net | $0 | $0 | $0 | $0 |
| Pre-Tax Income | $4,553 | $2,904 | $3,962 | $5,503 |
| Tax Expense | $1,054 | $666 | $946 | $1,282 |
| Net Income | $3,499 | $2,238 | $3,016 | $4,221 |
| % Margin | 16.9% | 12.9% | 22.9% | 37.6% |
| EPS | 8.64 | 5.21 | 6.19 | 7.4 |
| % Growth | 65.8% | -15.8% | -16.4% | – |
| EPS Diluted | 8.55 | 5.19 | 6.15 | 7.34 |
| Weighted Avg Shares Out | 397 | 421 | 480 | 565 |
| Weighted Avg Shares Out Dil | 401 | 424 | 483 | 569 |
| Supplemental Information | – | – | – | – |
| Interest Income | $22,645 | $20,710 | $17,146 | $15,271 |
| Interest Expense | $4,634 | $3,711 | $1,521 | $1,032 |
| Depreciation & Amortization | $481 | $458 | $419 | $390 |
| EBITDA | $5,034 | $3,362 | $4,381 | $5,893 |
| % Margin | 24.2% | 19.4% | 33.2% | 52.5% |