Stellar Bancorp, Inc.
STEL · NYSE
12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | |
|---|---|---|---|---|
| Revenue | $625 | $615 | $343 | $262 |
| % Growth | 1.6% | 79.2% | 31.2% | – |
| Cost of Goods Sold | $192 | $163 | $85 | $22 |
| Gross Profit | $434 | $452 | $259 | $239 |
| % Margin | 69.4% | 73.5% | 75.3% | 91.5% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $173 | $168 | $112 | $94 |
| SG&A Expenses | $177 | $172 | $115 | $95 |
| Sales & Mktg Exp. | $4 | $4 | $2 | $2 |
| Other Operating Expenses | $112 | $119 | $81 | $44 |
| Operating Expenses | $289 | $290 | $196 | $140 |
| Operating Income | $145 | $162 | $63 | $100 |
| % Margin | 23.2% | 26.3% | 18.2% | 38.2% |
| Other Income/Exp. Net | $0 | $0 | $0 | $0 |
| Pre-Tax Income | $145 | $162 | $63 | $100 |
| Tax Expense | $30 | $31 | $11 | $18 |
| Net Income | $115 | $130 | $51 | $82 |
| % Margin | 18.4% | 21.2% | 15% | 31.2% |
| EPS | 2.15 | 2.45 | 1.48 | 2.85 |
| % Growth | -12.2% | 65.5% | -48.1% | – |
| EPS Diluted | 2.15 | 2.45 | 1.47 | 2.82 |
| Weighted Avg Shares Out | 54 | 53 | 35 | 29 |
| Weighted Avg Shares Out Dil | 54 | 53 | 35 | 29 |
| Supplemental Information | – | – | – | – |
| Interest Income | $602 | $591 | $323 | $253 |
| Interest Expense | $194 | $154 | $34 | $25 |
| Depreciation & Amortization | $32 | $34 | $14 | $8 |
| EBITDA | $177 | $196 | $77 | $107 |
| % Margin | 28.3% | 31.9% | 22.4% | 41% |