Stellar Bancorp, Inc.

STEL · NYSE
Analyze with AI
9/30/2025
6/30/2025
3/31/2025
12/31/2024
Valuation
PEG Ratio-7.731.26-1.29-0.86
FCF Yield4.04%1.84%-0.44%0.17%
EV / EBITDA22.5825.1628.5517.20
Quality
ROIC1.00%1.44%1.33%1.43%
Gross Margin70.03%69.39%68.41%69.04%
Cash Conversion Ratio2.480.98-0.230.15
Growth
Revenue 3-Year CAGR-3.68%1.18%7.25%14.39%
Free Cash Flow Growth136.96%511.34%-347.56%-95.48%
Safety
Net Debt / EBITDA-16.56-10.37-9.62-21.38
Interest Coverage0.720.740.720.68
Efficiency
Inventory Turnover0.000.000.000.00
Cash Conversion Cycle2.046.483.94-9.98