South Plains Financial, Inc.

SPFI · NASDAQ
Analyze with AI
9/30/2025
6/30/2025
3/31/2025
12/31/2024
Valuation
PEG Ratio0.870.50-0.430.18
FCF Yield4.31%2.23%4.59%0.55%
EV / EBITDA30.6011.276.8614.39
Quality
ROIC-3.88%2.34%2.01%2.70%
Gross Margin-230.28%68.37%68.43%67.24%
Cash Conversion Ratio1.481.012.120.25
Growth
Revenue 3-Year CAGR6.66%7.22%6.71%6.87%
Free Cash Flow Growth107.99%-47.84%694.15%-81.62%
Safety
Net Debt / EBITDA0.21-17.86-24.79-11.15
Interest Coverage-1.600.860.730.91
Efficiency
Inventory Turnover0.000.000.000.00
Cash Conversion Cycle37.5421.2323.1126.67