SpareBank 1 Østfold Akershus

Name: SpareBank 1 Østfold Akershus Financial Statements
Creator: AlphaPilot

SOAG.OL · OSL

	12/31/2024	12/31/2023	12/31/2022	12/31/2021
Revenue	NOK 2,065	NOK 1,732	NOK 1,181	NOK 948
% Growth	19.2%	46.7%	24.6%	–
Cost of Goods Sold	NOK 880	NOK 615	NOK 236	NOK 136
Gross Profit	NOK 1,185	NOK 1,117	NOK 945	NOK 812
% Margin	57.4%	64.5%	80%	85.7%
R&D Expenses	NOK 0	NOK 0	NOK 0	NOK 0
G&A Expenses	NOK 0	NOK 0	NOK 0	NOK 0
SG&A Expenses	NOK 25	NOK 23	NOK 23	NOK 23
Sales & Mktg Exp.	NOK 25	NOK 23	NOK 23	NOK 23
Other Operating Expenses	NOK 365	NOK 459	NOK 355	NOK 240
Operating Expenses	NOK 390	NOK 482	NOK 378	NOK 263
Operating Income	NOK 795	NOK 635	NOK 567	NOK 549
% Margin	38.5%	36.7%	48%	57.9%
Other Income/Exp. Net	NOK 0	NOK 0	NOK 0	NOK 0
Pre-Tax Income	NOK 795	NOK 635	NOK 567	NOK 549
Tax Expense	NOK 143	NOK 142	NOK 115	NOK 106
Net Income	NOK 651	NOK 493	NOK 452	NOK 443
% Margin	31.5%	28.5%	38.3%	46.7%
EPS	49.09	37.29	34.15	35.77
% Growth	31.6%	9.2%	-4.5%	–
EPS Diluted	49.09	37.29	34.15	35.77
Weighted Avg Shares Out	12	12	12	12
Weighted Avg Shares Out Dil	12	12	12	12
Supplemental Information	–	–	–	–
Interest Income	NOK 1,635	NOK 1,335	NOK 805	NOK 564
Interest Expense	NOK 880	NOK 615	NOK 236	NOK 136
Depreciation & Amortization	NOK 30	NOK 33	NOK 22	NOK 20
EBITDA	NOK 825	NOK 668	NOK 589	NOK 569
% Margin	40%	38.6%	49.9%	60%