SmartFinancial, Inc.

SMBK · NASDAQ
Analyze with AI
9/30/2025
6/30/2025
3/31/2025
12/31/2024
Valuation
PEG Ratio0.642.700.663.70
FCF Yield3.10%2.34%2.56%2.95%
EV / EBITDA10.4615.669.6512.85
Quality
ROIC0.00%-0.29%1.87%1.64%
Gross Margin0.00%59.77%61.16%59.47%
Cash Conversion Ratio1.231.201.271.73
Growth
Revenue 3-Year CAGR10.22%10.70%12.23%15.21%
Free Cash Flow Growth40.38%-0.85%-12.98%35.35%
Safety
Net Debt / EBITDA-1.17-17.72-22.33-21.60
Interest Coverage0.000.490.480.44
Efficiency
Inventory Turnover0.000.000.000.00
Cash Conversion Cycle0.0070.7976.0776.62