Regional Management Corp.
RM · NYSE
12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | |
|---|---|---|---|---|
| Revenue | $589 | $551 | $507 | $428 |
| % Growth | 6.7% | 8.7% | 18.4% | – |
| Cost of Goods Sold | $287 | $287 | $219 | $120 |
| Gross Profit | $302 | $264 | $288 | $308 |
| % Margin | 51.3% | 47.9% | 56.8% | 71.9% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $203 | $202 | $183 | $157 |
| SG&A Expenses | $222 | $218 | $199 | $171 |
| Sales & Mktg Exp. | $19 | $16 | $15 | $14 |
| Other Operating Expenses | $26 | $25 | $24 | $24 |
| Operating Expenses | $248 | $243 | $223 | $196 |
| Operating Income | $54 | $21 | $65 | $112 |
| % Margin | 9.2% | 3.8% | 12.9% | 26.3% |
| Other Income/Exp. Net | $0 | $0 | $0 | $0 |
| Pre-Tax Income | $54 | $21 | $65 | $112 |
| Tax Expense | $13 | $5 | $14 | $24 |
| Net Income | $41 | $16 | $51 | $89 |
| % Margin | 7% | 2.9% | 10.1% | 20.7% |
| EPS | 4.28 | 1.7 | 5.51 | 8.84 |
| % Growth | 151.8% | -69.1% | -37.7% | – |
| EPS Diluted | 4.14 | 1.66 | 5.3 | 8.33 |
| Weighted Avg Shares Out | 10 | 9 | 9 | 10 |
| Weighted Avg Shares Out Dil | 10 | 10 | 10 | 11 |
| Supplemental Information | – | – | – | – |
| Interest Income | $529 | $490 | $451 | $383 |
| Interest Expense | $75 | $67 | $34 | $31 |
| Depreciation & Amortization | $14 | $15 | $13 | $12 |
| EBITDA | $68 | $35 | $78 | $124 |
| % Margin | 11.6% | 6.4% | 15.4% | 29% |