PennyMac Financial Services, Inc.
PFSI · NYSE
12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | |
|---|---|---|---|---|
| Revenue | $1,594 | $2,039 | $2,321 | $3,559 |
| % Growth | -21.8% | -12.2% | -34.8% | – |
| Cost of Goods Sold | $38 | $1,192 | $1,014 | $1,426 |
| Gross Profit | $1,556 | $847 | $1,307 | $2,133 |
| % Margin | 97.6% | 41.6% | 56.3% | 59.9% |
| R&D Expenses | $150 | $0 | $0 | $0 |
| G&A Expenses | $633 | $220 | $291 | $416 |
| SG&A Expenses | $655 | $238 | $338 | $461 |
| Sales & Mktg Exp. | $22 | $18 | $47 | $45 |
| Other Operating Expenses | -$150 | $255 | $280 | $313 |
| Operating Expenses | $655 | $493 | $618 | $774 |
| Operating Income | $901 | $354 | $689 | $1,359 |
| % Margin | 56.5% | 17.4% | 29.7% | 38.2% |
| Other Income/Exp. Net | -$500 | -$170 | -$23 | -$0 |
| Pre-Tax Income | $401 | $184 | $665 | $1,359 |
| Tax Expense | $90 | $39 | $190 | $356 |
| Net Income | $311 | $145 | $476 | $1,003 |
| % Margin | 19.5% | 7.1% | 20.5% | 28.2% |
| EPS | 6.11 | 2.89 | 8.96 | 15.73 |
| % Growth | 111.4% | -67.7% | -43% | – |
| EPS Diluted | 5.84 | 2.74 | 8.5 | 14.87 |
| Weighted Avg Shares Out | 51 | 50 | 53 | 64 |
| Weighted Avg Shares Out Dil | 53 | 53 | 56 | 67 |
| Supplemental Information | – | – | – | – |
| Interest Income | $794 | $0 | $0 | $0 |
| Interest Expense | $819 | $0 | $0 | $0 |
| Depreciation & Amortization | $70 | $70 | $50 | $43 |
| EBITDA | $473 | $424 | $739 | $1,402 |
| % Margin | 29.7% | 20.8% | 31.8% | 39.4% |