Pathfinder Bancorp, Inc.
PBHC · NASDAQ
12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | |
|---|---|---|---|---|
| Revenue | $83 | $72 | $56 | $51 |
| % Growth | 16.2% | 27.4% | 10.4% | – |
| Cost of Goods Sold | $48 | $32 | $12 | $9 |
| Gross Profit | $35 | $40 | $44 | $42 |
| % Margin | 42.1% | 55.9% | 77.9% | 83.2% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $19 | $17 | $17 | $15 |
| SG&A Expenses | $19 | $17 | $18 | $16 |
| Sales & Mktg Exp. | $1 | $1 | $1 | $1 |
| Other Operating Expenses | $11 | $11 | $11 | $10 |
| Operating Expenses | $30 | $28 | $28 | $26 |
| Operating Income | $5 | $12 | $16 | $16 |
| % Margin | 6.2% | 16.4% | 27.8% | 31.4% |
| Other Income/Exp. Net | $0 | $0 | $0 | $0 |
| Pre-Tax Income | $5 | $12 | $16 | $16 |
| Tax Expense | $0 | $2 | $3 | $3 |
| Net Income | $3 | $9 | $13 | $12 |
| % Margin | 4.1% | 12.9% | 22.9% | 24.3% |
| EPS | 0.42 | 1.51 | 2.13 | 2.07 |
| % Growth | -72.2% | -29.1% | 2.9% | – |
| EPS Diluted | 0.42 | 1.51 | 2.13 | 2.07 |
| Weighted Avg Shares Out | 6 | 5 | 5 | 4 |
| Weighted Avg Shares Out Dil | 6 | 5 | 5 | 4 |
| Supplemental Information | – | – | – | – |
| Interest Income | $78 | $67 | $51 | $46 |
| Interest Expense | $37 | $29 | $10 | $8 |
| Depreciation & Amortization | $1 | $1 | $1 | $2 |
| EBITDA | $6 | $13 | $16 | $18 |
| % Margin | 7.8% | 18.3% | 29.1% | 34.9% |