Pioneer Bancorp, Inc.

PBFS · NASDAQ
Analyze with AI
9/30/2025
6/30/2025
3/31/2025
12/31/2024
Valuation
PEG Ratio-0.600.880.16-0.46
FCF Yield0.00%1.54%-1.68%5.89%
EV / EBITDA7.0437.5219.090.00
Quality
ROIC-0.56%3.89%1.69%0.00%
Gross Margin79.31%71.87%74.42%0.00%
Cash Conversion Ratio0.900.78-0.615.40
Growth
Revenue 3-Year CAGR10.90%11.80%13.45%16.92%
Free Cash Flow Growth0.00%193.13%-128.55%856.56%
Safety
Net Debt / EBITDA-17.431.28-17.230.00
Interest Coverage-1.921.101.100.00
Efficiency
Inventory Turnover0.000.000.000.00
Cash Conversion Cycle-2,567.284,389.5625.500.00