Oportun Financial Corporation
OPRT · NASDAQ
12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | |
|---|---|---|---|---|
| Revenue | $533 | $460 | $734 | $578 |
| % Growth | 15.9% | -37.3% | 26.9% | – |
| Cost of Goods Sold | $238 | $179 | $93 | $48 |
| Gross Profit | $295 | $281 | $641 | $530 |
| % Margin | 55.3% | 61% | 87.3% | 91.8% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $140 | $194 | $214 | $153 |
| SG&A Expenses | $207 | $270 | $324 | $270 |
| Sales & Mktg Exp. | $67 | $75 | $110 | $117 |
| Other Operating Expenses | $203 | $265 | $392 | $197 |
| Operating Expenses | $410 | $534 | $716 | $468 |
| Operating Income | -$115 | -$254 | -$75 | $63 |
| % Margin | -21.6% | -55.1% | -10.3% | 10.9% |
| Other Income/Exp. Net | $0 | $0 | $0 | $0 |
| Pre-Tax Income | -$115 | -$254 | -$75 | $63 |
| Tax Expense | -$36 | -$74 | $2 | $15 |
| Net Income | -$79 | -$180 | -$78 | $47 |
| % Margin | -14.8% | -39.1% | -10.6% | 8.2% |
| EPS | -1.95 | -4.88 | -2.37 | 1.68 |
| % Growth | 60% | -105.9% | -241.1% | – |
| EPS Diluted | -1.95 | -4.88 | -2.37 | 1.56 |
| Weighted Avg Shares Out | 40 | 37 | 33 | 28 |
| Weighted Avg Shares Out Dil | 40 | 37 | 33 | 30 |
| Supplemental Information | – | – | – | – |
| Interest Income | $950 | $985 | $876 | $576 |
| Interest Expense | $238 | $179 | $93 | $48 |
| Depreciation & Amortization | $51 | $55 | $48 | $27 |
| EBITDA | -$64 | -$199 | -$28 | $90 |
| % Margin | -12% | -43.2% | -3.8% | 15.6% |