OppFi Inc.
OPFI · NYSE
12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | |
|---|---|---|---|---|
| Revenue | $526 | $509 | $453 | $351 |
| % Growth | 3.3% | 12.4% | 29.2% | – |
| Cost of Goods Sold | $105 | $107 | $95 | $89 |
| Gross Profit | $421 | $402 | $358 | $261 |
| % Margin | 80% | 78.9% | 79% | 74.6% |
| R&D Expenses | $21 | $0 | $0 | $0 |
| G&A Expenses | $41 | $36 | $29 | $36 |
| SG&A Expenses | $90 | $87 | $88 | $89 |
| Sales & Mktg Exp. | $49 | $51 | $58 | $52 |
| Other Operating Expenses | $215 | $269 | $277 | $115 |
| Operating Expenses | $326 | $355 | $364 | $204 |
| Operating Income | $95 | $46 | -$6 | $57 |
| % Margin | 18% | 9.1% | -1.4% | 16.3% |
| Other Income/Exp. Net | -$6 | -$5 | $9 | $33 |
| Pre-Tax Income | $88 | $42 | $3 | $90 |
| Tax Expense | $4 | $2 | -$0 | $0 |
| Net Income | $7 | -$1 | $7 | $26 |
| % Margin | 1.4% | -0.2% | 1.6% | 7.3% |
| EPS | 0.36 | -0.061 | 0.51 | 1.93 |
| % Growth | 687.3% | -112% | -73.6% | – |
| EPS Diluted | 0.36 | -0.061 | 0.05 | 0.48 |
| Weighted Avg Shares Out | 20 | 16 | 14 | 13 |
| Weighted Avg Shares Out Dil | 20 | 16 | 84 | 84 |
| Supplemental Information | – | – | – | – |
| Interest Income | $0 | $0 | $0 | $0 |
| Interest Expense | $182 | $47 | $35 | $0 |
| Depreciation & Amortization | $10 | $13 | $14 | $10 |
| EBITDA | $309 | $291 | $245 | $101 |
| % Margin | 58.7% | 57.1% | 54% | 28.7% |