NBT Bancorp Inc.
NBTB · NASDAQ
9/30/2025 | 6/30/2025 | 3/31/2025 | 12/31/2024 | |
|---|---|---|---|---|
| Valuation | ||||
| PEG Ratio | 0.06 | -0.57 | 5.23 | -2.54 |
| FCF Yield | 3.78% | 2.56% | 1.90% | 2.02% |
| EV / EBITDA | 25.31 | 46.71 | 38.34 | 45.47 |
| Quality | ||||
| ROIC | 2.04% | 0.90% | 1.70% | 1.61% |
| Gross Margin | 76.63% | 68.22% | 72.80% | 73.01% |
| Cash Conversion Ratio | 1.48 | 2.06 | 1.14 | 1.37 |
| Growth | ||||
| Revenue 3-Year CAGR | 11.93% | 12.85% | 12.73% | 13.54% |
| Free Cash Flow Growth | 48.17% | 31.00% | -15.89% | -4.78% |
| Safety | ||||
| Net Debt / EBITDA | -0.83 | -3.33 | 1.09 | 2.50 |
| Interest Coverage | 1.29 | 0.58 | 1.00 | 0.88 |
| Efficiency | ||||
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 |
| Cash Conversion Cycle | 0.00 | 0.00 | 0.00 | 0.00 |