Live Oak Bancshares, Inc.
LOB · NYSE
12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | |
|---|---|---|---|---|
| Operating Activities | – | – | – | – |
| Net Income | $77 | $74 | $176 | $167 |
| Dep. & Amort. | $23 | $21 | $21 | $21 |
| Deferred Tax | -$11 | -$22 | $27 | $25 |
| Stock-Based Comp. | $26 | $18 | $20 | $17 |
| Change in WC | $6 | $40 | -$22 | $2 |
| Other Non-Cash | $415 | $490 | -$98 | -$352 |
| Operating Cash Flow | $536 | $620 | $124 | -$120 |
| Investing Activities | – | – | – | – |
| PP&E Inv. | -$49 | -$47 | -$44 | -$3 |
| Net Acquisitions | $0 | $0 | $0 | $0 |
| Inv. Purchases | -$285 | -$246 | -$443 | -$428 |
| Inv. Sales/Matur. | $155 | $122 | $310 | $255 |
| Other Inv. Act. | -$1,899 | -$1,604 | -$1,266 | $26 |
| Investing Cash Flow | -$2,079 | -$1,775 | -$1,442 | -$150 |
| Financing Activities | – | – | – | – |
| Debt Repay. | $89 | -$60 | -$235 | -$1,224 |
| Stock Issued | $4 | $0 | $0 | $0 |
| Stock Repurch. | $0 | $0 | $0 | -$1 |
| Dividends Paid | -$5 | -$5 | -$5 | -$5 |
| Other Fin. Act. | $1,481 | $1,386 | $1,771 | $1,385 |
| Financing Cash Flow | $1,569 | $1,321 | $1,531 | $155 |
| Forex Effect | $0 | $0 | $0 | $0 |
| Net Chg. in Cash | $26 | $166 | $213 | -$115 |
| Supplemental Information | – | – | – | – |
| Beg. Cash | $583 | $417 | $204 | $318 |
| End Cash | $609 | $583 | $417 | $204 |
| Free Cash Flow | $487 | $573 | $81 | -$123 |